學(xué)英語的口語對(duì)大家未來的生活是很有幫助的。談?wù)撏顿Y理財(cái)?shù)挠⒄Z對(duì)話有什么?

談?wù)撏顿Y理財(cái)?shù)挠⒄Z對(duì)話一

A: I wasjust walking around downtownwhen I decided to buy a lottery ticket.It was an impulse buy.

A:我在市區(qū)逛街時(shí)籌備買彩票試一試。這是一時(shí)沖動(dòng)。

B:A lottery ticket? The chance of winning the lottery is ten million to one.It's nearly impossible.

B:一張彩票?贏的機(jī)會(huì)是千萬分之一，幾乎等于不可能。

A:Don't be so negative.

A:別那樣否定。

B:I'm not negative.It's just a waste of money.

B:我不是不是定，這是浪費(fèi)錢。

A:You shouldn't be the one saying anything.Aren't you always playing the stock market? Stocks and lotteries are almost the same,except the lottery is much safer.

A:這話輪不到你說，你不是也常做股票嗎?股票和彩票幾乎是一樣，彩票還保險(xiǎn)些。

B:They are not the same.A stock is based on a company's financial performance both now and in the future.I consider myself to be a shareholder in every company I invest in.

B:它們不同。股票的基礎(chǔ)是一家公司目前和以后的財(cái)務(wù)營業(yè)額。我把自己看作是我參與投資每家企業(yè)的股東。

A:You never know what can happen.When the stock index falls,the stock value drops.You can lose all of your money,a lot of money.

A:你永遠(yuǎn)不了解會(huì)出啥事。當(dāng)股票指數(shù)下跌時(shí)，股票就不值錢了，你會(huì)把錢都輸光的，不少錢啊。

B:Yes,but at least the bet is on an organization rather than the luck of draw.

B:沒錯(cuò)，但……我至少把賭注押在一個(gè)機(jī)構(gòu)上，這要比抽獎(jiǎng)試試看好。

A:Maybe that's true.Although my lottery ticket only cosplayts $5.So,the most money I can lose is $5 and I can win up to $1 million.How much money do you spend on astock?

A:可能你說的對(duì)。我的彩票只花了5USD，最多也就輸?shù)?USD，可有贏100萬的期望啊。你投資股票要花多少錢?

B:Over $1,000.

B:1 000多USD。

A:I rest my case.

A:我無話可說。

談?wù)撏顿Y理財(cái)?shù)挠⒄Z對(duì)話二

A: Have you declared your income and are you prepared to pay tax?

A:你已申報(bào)收入并籌備好納稅了嗎?

B:Not yet.I don't know how to fill out the form.What is the tax�瞗ree allowance for supporting a dependent?

B:還沒。我不了解如何填這個(gè)表格。另外，每一個(gè)被撫養(yǎng)人的免稅津貼額度是多少?

A:I don't really know.Why not ask the accountant or the lawyer of the law firm? They will tell you which is subject or not subject to taxation.He can even help you avoid paying tax legally.

A:我真不了解。為何不問一問律師事務(wù)所的會(huì)計(jì)老師或律師呢?他們會(huì)對(duì)你說什么該繳稅，什么不該。甚至還可以助你合法避稅。

B:If I don't pay my taxes,would the tax officials discover it?

B:若我不繳稅，稅務(wù)官會(huì)發(fā)現(xiàn)嗎?

A:Certainly.No one who evades tax can escape from their detection.They'll check your income through computers.You'd better make a declaration to the tax authorities as soon as possible.If you fail to meet the deadline,you will be fined.It doesn't pay to wait until they inflict a penalty on you.

A:當(dāng)然了。何人逃稅都逃不過他們的偵察。他們會(huì)通過計(jì)算機(jī)核查你的收入。你應(yīng)該盡快向稅務(wù)機(jī)關(guān)申報(bào)并交稅。假如你錯(cuò)過了截止日期，會(huì)遭到罰款處置的。等到他們對(duì)你進(jìn)行懲罰時(shí)，再交稅就不合算了。

談?wù)撏顿Y理財(cái)?shù)挠⒄Z對(duì)話三

A: What do you do for a living?

A:你的職業(yè)是什么?

B:I'm a high school teacher.

B:我是高中老師。

A:Does your wife work,too?

A:你太太也上不上班?

B:Yes,we're a two�瞤aycheck couple.Both of us have to bring home the bacon to make the mortgage payments on our house.

B:是，大家是雙薪家庭。大家夫妻二人都賺錢才付得起房貸。

A:Who makes more?

A:哪個(gè)賺的多呢?

B:My wife.

B:我太太。

談?wù)撏顿Y理財(cái)?shù)挠⒄Z對(duì)話四

A: How many shares did you have?

A:你有多少股?

B:Ten.

B:十股。

A:Ten? Are you sure you made money? What about commission charges?

A:十股?你確定你有賺到錢嗎?那傭金呢?

B:Who cares? Listen,I just bought fifteen shares in another company.I re�瞚nvested my earnings!

B:哪個(gè)在乎啊?你聽我說，我剛買了另一家公司十五股的股票，我把我賺的錢又投資進(jìn)來了!

A:Oh,brother.I think you should buy some insurance.

A:哦，我的天啊。我感覺你應(yīng)該買一些保險(xiǎn)。

B:Why? I don't think so.

B:為何?不必吧。

A:Because that'll be your essential living conditions,especially the life insurance and health insurance.You can not spend all your money on the one pale.

A:由于那是你的生活基本條件，尤其是人壽保險(xiǎn)和健康保險(xiǎn)。你不可以把你所有些錢投資一個(gè)途徑。

B:OK,I'll think it over.

B:好吧，我會(huì)考慮的。